Life and Disability

• Basic Life & AD&D Insurance Coverage provides important supplemental financial protection for your family in the event of your death. White Sands provides eligible employees with Basic Life & AD&D insurance at no cost to you.
• Voluntary Term Life Coverage is available without answering medical questions or a physical exam up to the Guaranteed Issue Amount when first eligible. 
• Short Term Disability and Long Term Disability pay you 60% your income if you become disabled and are unable to work due to off-the-job injuries, illness/sickness/or pregnancy. If you are unable to work and are not receiving a paycheck, your disability plans will help supplement your income in a time of need.

As an active employee of White Sands, you have access to a disability income insurance policy from United of Omaha Life Insurance Company. A lengthy disability can be devastating, and is more common than you might think. It may lead to a loss of income, independence and financial security. A disability income insurance policy can help provide security when you need it most. It pays you cash benefits when you’re sick or hurt and can’t work.